Empowering Women by Strengthening Women's Livelihoods through Development Funds: Hai District, Tanzania

Abstract

This paper examines the impact of the Women Development Fund (WDF) on the economic status of women in Tanzania. Primary information was gathered through structured questionnaires and detailed interviews, and secondary information was collected by reviewing existing documents. A sample of 383 individuals was selected using a finite population correction at a 95 per cent confidence level and a 5 per cent margin of error. Data were analysed using SPSS version 16, employing both descriptive and inferential statistics. Findings indicate that WDF loans have a statistically significant positive effect on participating women, improving their living conditions in Hai District. The study recommends a multi-faceted approach, including business training, larger loans with extended repayment terms, and a supportive business environment. Streamlining the loan process and providing financial management guidance are also essential for maximising benefits.